Our team

Under the supervision of the Managing Director, Eric Campos, the team of the Grameen Crédit Agricole Foundation is organised into four Units:

Inclusive Finance Development Unit

Risk & Social Performance Unit

Headed by Philippe Guichandut, this Unit is responsible for seeking out, identifying and conducting social and financial analysis of partners funded by the Foundation. The Unit is also in charge of coordinating the development of technical assistance projects.

Headed by Jürgen Hammer, this Unit is responsible for the investment and operational risk analysis. It is also responsible for the Foundation and its partners' social performance management and reporting.

Administration & Finance Unit

Communication & Investors and Partners Relations Unit

Headed by Pascal Webanck, this Unit is responsible for the financial and administrative management of the Foundation. Besides him, Hélène Keraudren is responsible of the Middle Office and supports all the activities of the Unit. Headed by Carolina Herrera, this Unit is responsible for the internal and external communication and the relations with investment funds' investors and partners of the Foundation.

 

The Foundation's team

Executive Committee


Eric Campos
Managing Director

Eric Campos


Managing Director

Eric Campos has a strong experience in the field of retail banking, both in France and abroad, as well as in development assistance. After a first experience with an African agribusiness company, he joined the French Development Agency in 1993 to conduct programme evaluation missions and development assistance projects in the African, Caribbean and Pacific region. In 1996, he was appointed Deputy Managing Director at the financial company for development of Ile de la Réunion, very active both in social housing and in solidarity economy.

In 2001, he joined Crédit Agricole where he held various responsibilities as Head of Financial Markets Division, then Deputy General Manager on behalf of Caisse Régionale du Crédit Agricole Mutuel de la Réunion. Between 2006 and 2010, he worked at the International Retail Bank of Credit Agricole S.A. to take up management functions in the development field before being appointed Deputy Managing Director of Caisse Régionale de Crédit Agricole Sud Rhône-Alpes in 2011. He joined the Grameen Crédit Agricole Foundation as Managing Director in October 2016.

Eric Campos holds a DEA Diploma in Foresight and a Master’s Degree in Audit and Management Control from the Toulouse Business School.

E-mail: eric.campos@credit-agricole-sa.fr


Philippe Guichandut
Head of Inclusive Finance Development

Philippe Guichandut


Head of Inclusive Finance Development

From 1986 to 2004, Philippe Guichandut worked for various French development NGOs (France Volontaire, Inter-Aide, Enfants et Développement - Save the Children France, CCFD-Terre Solidaire). He spent six of those 17 years in the field: in Rwanda, India and the Philippines.

He was in charge of setting up and monitoring development and microfinance projects. He became the first Executive Director of the European Microfinance Network when it was created in 2004 befoire joining the Grameen Crédit Agricole Foundation in November 2010. He has been teaching development and microfinance project management for over 10 years in France and other European countries.

Philippe Guichandut has a Master’s degree in Urban Social Development from Université d'Evry and an MBA from the European University of San Francisco.

E-mail: philippe-guichandut@credit-agricole-sa.fr


Jürgen Hammer
Chief Risk Officer and Social Performance Officer

Jürgen Hammer


Chief Risk Officer and Social Performance Officer

From 1986 to 2006, Jürgen Hammer worked in investment banking (Deutsche Bank, Banco Santander, Crédit Lyonnais) and specialised in interest-rate products in emerging countries. In 2006 he decided to take advantage of these 16 years of exxpertise and use his experience on markets to help develop microfinance funds (EFSE Fund in Frankfort, JAIDA fund in Morocco).

In March 2008, he joined the Grameen Crédit Agricole Foundation as the investment policy and portfolio manager.

In January 2016 Jürgen was appointed Chairman of the SPTF (Social Performance TAsk Force).

Jürgen holds an MBA in International Business from City University of New York, as well as a Master’s degree in Applied Economics from Université de Paris-Dauphine.

E-mail: jurgen-hammer@credit-agricole-sa.fr
 


Carolina Herrera
Head of Communication & Investors and Partners relations

Carolina Herrera


Head of Communication & Investors and Partners relations

Carolina Herrera is currently Director of Communication, Investors relations & Partnerships at the Grameen Credit Agricole Foundation. Before joining the organization in January 2018, Carolina was Deputy Director of Convergences, where she worked 4 years. She also worked at VINCI as Project Officer to set up a social incubator programme.

She did a field training in Sao Tomé for the French Development Agency (AFD) at a smallholder agriculture development programme and also worked on a capacity building for sustainable public procurement project at UN Environment in Paris.

Carolina holds a Master’s in Development Practice from Sciences Po Paris, which she completed in 2013. She also holds an advanced degree in Finance and International Relations from Externado University, Colombia, where she is from.

E-mail: carolina.herrera@credit-agricole-sa.fr


 


Hélène Keraudren Baube
Head of Middle Office

Hélène Keraudren Baube


Head of Middle Office

Hélène Keraudren Baube worked as Financial Controller for 9 years in large companies (Valeo, LVMH), before giving a new direction to her career. In 2003, she joined Entrepreneurs du Monde as Head of Finance and Management Tools. Based in Haiti, Cambodia and at the headquarters, she supported microfinance institutions partner of the NGO to strengthen their financial management, develop their social performance and become sustainable.

Helen joined the management Unit of the Foundation in June 2014.

She is a graduate of ESCP and holds a degree in Mandarin from INALCO.

E-mail: helene-keraudrenbaube@credit-agricole-sa.fr


Pascal Webanck
Chief Financial Officer

Pascal Webanck


Chief Financial Officer

After joining Crédit Lyonnais in 1988, Pascal Webanck quickly became specialised in the economy and debt of developing countries.

He then worked first for the Economic Studies Division, where he played an active role in negotiating the bank debt of many emerging countries. He then worked in the Financial Division, where he helped set up a debt issuance programme before specialising in the bank’s asset and liability management.

In late 2006, he joined Crédit Agricole Consultants, Crédit Agricole’s advisory and technical-cooperation subsidiary for developing countries. Then, in February 2008, he joined Crédit Agricole S.A.’s microfinance mission, which was in charge of laying the groundwork for the Foundation.

Pascal holds a postgraduate degree (D.E.A.) in Economics and a Master’s degree in Mathematics from Université de Nice.

E-mail: pascal-webanck@credit-agricole-sa.fr
 

Investment Managers


Caroline Brandt
Senior Investment Manager

Caroline Brandt


Senior Investment Manager

Caroline has over 10 year experience in microfinance, in Mena, West Africa and Latin America and four additional years in the development and humanitarian fields. She first worked at Al Amana Morocco, Mena leading MFI, as investigation coordinator and then head of financial services team. Thereafter, she has collaborated with several MFIs (NGOs, banks and non banks), public bodies, and social business companies, as consultant or staff member. She reshaped credit methodologies, processes and business models, diversified products portfolios, entered new markets and strengthened social performance management. She is accredited by the Smart Campaign as Client Protection assessor and trainer.

Caroline holds a Bachelor degree in International Affairs from the Institut d’Etudes Politiques of Aix-en-Provence and a Master in Development Economics from La Sorbonne /  Institut d'Étude du Développement Économique et Social (IEDES).

E-mail: caroline.brandt@credit-agricole-sa.fr


David Camara
Investment Advisor East & Southern Africa and MENA Region

David Camara


Investment Advisor East & Southern Africa and MENA Region

David Camara started his career in the banking industry, in the International HSBC Group as an International Business Manager. For four years, he was also part of the reflection group selected to work on improving banking processes. He then joined PlaNet Rating within the West African Regional Office based in Dakar, and carried out institutional, financial and social diagnosis and ratings on Microfinance institutions, mainly in Western Africa, the MENA region and Asia.

David successively obtained a university degree in Business Management Technology and a Master’s Degree in Strategy and Financial Engineering from the University of Management Sciences of Paris 6. He completed his education in Dubai with a module in Participative Finance.

E-mail: davidcamara.pro@gmail.com


Pierre Casal Ribeiro
Microinsurance Expert

Pierre Casal Ribeiro


Microinsurance Expert

Pierre joined the Foundation in October 2014 as a Research Officer in agricultural insurance, within the framework of his Phd in management at Paris Ouest – Nanterre La Défense University. His research interest lies in the business models of agricultural insurance and public-private partnerships. Previously, Pierre worked in sustainable development consulting and for several NGOs. In particular, he worked for the MFI Fondesurco in Peru, and for PlaNet Finance in Paris and Dakar.

Pierre holds a Master degree from ESCP Europe and is also a graduate from the European Microfinance Programme of the Solvay Business School in Brussels.

E-mail: pierre-casalribeiro@credit-agricole-sa.fr


Laurent Chauvet
Senior Investment Manager

Laurent Chauvet


Senior Investment Manager

After a first experience in the microfinance sector as responsible of a fair trade project in a Peruvian MFI, Laurent Chauvet has gueared his career towards the development field, working for Solidarités Internationale in Paris and Aide Médicale Internationale in Sudan (Administrative and Financial Coordinator). After resuming his studies in 2010, Laurent joined Planet Rating where he spent four and a half years as an analyst and a senior analyst. He joined the Foundation in January 2015, within the inclusive finance development Unit.

Laurent holds a Bachelor’s degree in Business from Paris Dauphine University and a Master’s degree in International Cooperation and Development, with a specialisation in Risk management in developing countries, from the Institut d’Etudes politiques of Bordeaux.

E-mail: laurent.chauvet@credit-agricole-sa.fr


Violette Cubier
Investment Manager

Violette Cubier


Investment Manager

After a first experience as a volunteer at the Pan American Development Foundation in Colombia, Violette Cubier worked for three and a half years at Babyloan, as microfinance analyst and then as investment manager. She conducted financial and social diagnostics missions of Microfinance institutions in Eastern Africa, Latin America and Asia. Violette joined the Foundation's team in November 2016.

She holds a Master's degree in International Economic Policy from Sciences Po Paris.

E-mail: violette.cubier@credit-agricole-sa.fr


El Hadji Diop
Investment Advisor West Africa and Caribbean

El Hadji Diop


Investment Advisor West Africa and Caribbean

Former Regional Director for West and Central Africa at Planet Rating, El Hadji Diop has developed a strong expertise in organisational assessment and technical supervision in the conduct of microfinance institutions’ activities. He began his career as an auditor with Ernst & Young where he participated in missions of statutory audit of accounts in the banking, industrial and commercial business. El Hadji joined Planet Rating in October 2005 where he became Director of the Regional Office for West and Central Africa in December 2008. He has conducted numerous consulting assignments in Development Finance (Benin, Burkina Faso, Mali, Burundi, Ivory Coast, Guinea Conakry, Niger, Senegal, Togo, Cambodia, Indonesia, Philippines, Bosnia and Herzegovina, Chad, Cameroon, Rwanda, Sierra Leone, Nigeria, Madagascar, etc.) with internationally recognised expertise in the management of international microfinance standards and in the supervision of microfinance activities.

Since February 2012, El Hadji cooperates with the Foundation for which he has conducted several financial and social due diligence missions, participated in the update of its financial analysis tools and the development of the procedures manual and management tools for the African Facility project. He holds a Masters in Business Administration from the Ecole des Hautes Etudes Commerciales (HEC) in Paris and a Masters in Finance from the Institut d'Etudes Politiques (Sciences Po) in Paris.

E-mail: elhadji.diop@gca-foundation.org


Kathrin Gerner
Investment Advisor East & Southern Africa and MENA Region

Kathrin Gerner


Investment Advisor East & Southern Africa and MENA Region

As Investment Advisor for East & Southern Africa and the MENA region, Kathrin is in charge of identifying potential partner organisations, conducting due diligence missions, coordinating technical assistance and monitoring existing partners throughout the region. Kathrin began her career in 2005 as a consultant with Deloitte & Touche in the United States, where she helped large corporations manage their risks and improve their business processes. Since 2011, Kathrin has been working in the microfinance field with US-based non-profit Kiva.org.

As a Kiva Fellow, she performed operational monitoring assignments and provided on-site trainings and support for microfinance institutions in Togo, Benin, Mali, Rwanda and Burundi. In her role as Field Support Specialist for Francophone Africa, she manages a portfolio of 25 partner organizations.

Kathrin holds a B.S. in International Trade & Finance from Louisiana State University and is fluent in English, French and German.

E-mail: kathrin.gerner@gca-foundation.org


Jeanne de Guillebon
Investment Manager

Jeanne de Guillebon


Investment Manager

Jeanne has more than 6 years of experience in the microfinance and development field. She worked for 4 years for Entrepreneurs du Monde as a finance and risk management consultant for the Asian area. She has carried out many assignments for microfinance institutions in Cambodia, Vietnam, the Philippines, Myanmar and India. Jeanne joined the Foundation in September 2016.

She is a graduate from the Ecole Internationale de Commerce et Développement 3A in Lyon and participated in an academic exchange programme in Morelia, Mexico.

E-mail: jeanne.deguillebon@credit-agricole-sa.fr


Céline Hyon-Naudin
Equity Investment Manager

Céline Hyon-Naudin


Equity Investment Manager

Céline Hyon-Naudin joined the Grameen Crédit Agricole Foundation in October 2011 as social business investment manager and has a variety of expert professional experience in the field of inclusive businesses.

She began her career managing private sector and microfinance development programmes, with a specific focus on inclusive enterprises, living  for 2 years in Kosovo, Algeria and Madagascar.  She then set up an innovative microfinance institution in rural Tanzania, which became, after the 3 years she stayed in Tanzania, the rural branch of Pride Tanzania. Back in France, Celine set up the CSR department of Ligue contre le Cancer, and then came back to a more social entrepreneurial dynamics by working at the Regional Council of Ile-de-France to contribute to the implementation of the social economy and social entrepreneurship policy. She then worked for 3 years at the European Commission (DG Aidco/Europeaid) with a specific focus on aid quality and new business models. This led her to perform many supporting missions on trade and private sector development in Caribbean, Sub-Saharan Africa and Pacific countries. She led the EU group on inclusive businesses among European donors and was also representing the EU within the UNDP-led expert group on inclusive businesses.

She took 2 years off from the Foundation to live in Mauritania, where she volunteered for innovative education and inclusive value chain initiatives.

Celine graduated from the Institut d’Etudes Politiques de Paris and holds a MA in Economics and Social Sciences from Sussex University.

E-mail: celine.hyon-naudin@credit-agricole-sa.fr
 


Hélène Sananikone
Equity Investment Manager

Hélène Sananikone


Equity Investment Manager

Before joining the Andministrative and Financial unit of the Grameen Crédit Agricole Foundation in September 2014, Helen Sananikone worked for three years for LMBO, in the Private Equity funds' department before joining the Due Diligence department of Deloitte Middle Market. She then co-founded Green in the city, the first upscale concept store socially and environmentally responsible in Paris where she worked for 6 years.

Hélène holds a Master degree in technical finance form the University of Paris Dauphine and an Evaluation and Company Selling Master degree from the University of Lyon.

E-mail: helene.sananikone@credit-agricole-sa.fr


Julie Serret
Investment Manager

Julie Serret


Investment Manager

Julie Serret is a graduate from Audencia Business School with a master in Management and a specialisation in Corporate Finance. During her education, Julie was involved in a microfinance association and went to India for a humanitarian mission. After a first experience within the Debt Investment team at responsAbility, she joined the Grameen Crédit Agricole Foundation in March 2017 as Junior Investment Manager for the Asia-Est Europe area.

E-mail: julie.serret@credit-agricole-sa.fr
 

Risk and Social Performance


Gabrielle Ferhat
Junior Risk Manager and Permanent Control

Gabrielle Ferhat


Junior Risk Manager and Permanent Control

Gabrielle Ferhat holds a Master's degree in Management from Paris-Dauphine University and has completed a university exchange programme in Singapore.

After a first internship in the area of culture, Gabrielle worked for one year in a philanthropic foundation as risk manager and permanent control, within the framework of a contract of apprenticeship. Gabrielle joined the Foundation in September 2017 as Junior Risk Manager and Permanent Control within the Risk and Social Performance Unit.

E-mail: gabrielle.ferhat@credit-agricole-sa.fr

 


Edouard Sers
Senior Risk Manager

Edouard Sers


Senior Risk Manager

Edouard is graduated from French Business School E.M. Lyon where he holds a Master of Science in Management (2005). He started his career as an external auditor in the banking sector for PricewaterhouseCoopers. He then joined Planet Rating in 2007 as analyst and led over 70 financial and social ratings worldwide until he became its Operations Director in 2014. From 2015 to 2017, he worked for the OXUS Development Network as head of audit and risk to strengthen audit and risk management practices in OXUS affiliates in Central Asia and Africa. In May 2017, Edouard joined the Grameen Credit Agricole Foundation as Senior Risk Manager.

E-mail: edouard.sers@credit-agricole-sa.fr
 

Middle Office and Support


Maria Franco
Communication Officer

Maria Franco


Communication Officer

After her studies in foreign languages and a Master Degree in management, international trade and finance at the ESC Reims Business School and Icade E-4 (Universidad Pontificia Comillas - Madrid), Maria worked in various sectors, in particular in the United Kingdom in the field of finance market research, and in Senegal as professor of International Trade, before completing a Master Degree in Humanitarian Management.

In 2004, she joined the EMN (European Microfinance Network) team where she worked, among other things, as Project Officer and Communication and Events Manager. In January 2012 she joined the staff of the Grameen Crédit Agricole Foundation, where she is in charge of the Communication Department.

E-mail: maria.franco@credit-agricole-sa.fr


Alexia Jaunet
Executive Assistant

Alexia Jaunet


Executive Assistant

With over 20 years of professional experience in different companies, Alexia has acquired a know-how which gives her great versatility. After working for Credit Agricole Consultants in 2006, she pursued her career with Jean-Luc Perron and was involved in the development and launch, in 2008, of the Grameen Crédit Agricole Foundation where she returned several times during recent years to conduct different missions.

Alexia joined the Foundations's team in January 2015 as Executive Assistant.

Alexia holds a BTS in Tourism, specialising in Design and Marketing.

E-mail: alexia-jaunet@credit-agricole-sa.fr


Claire Lecocq
Middle-Office Officer

Claire Lecocq


Middle-Office Officer

After more than five years working in various international solidarity NGOs as an Administrative Manager and Management Controller, Claire Lecocq joined the Foundation in February 2017 within the Administration and Finance Unit.

Claire holds a Master's degree in Management of Social Economy and Solidarity Organisations from the University of Le Mans and a Master’s Degree in Development and Project Planning from the University of Bradford.

E-mail: claire.lecocq@credit-agricole-sa.fr
 



Communication Officer


Communication Officer

Manuela Rivière is Communication Officer at the Grameen Crédit Agricole Foundation since January 2018.

Prior to her work at the Foundation, she was in charge of the communication department within the Local Integration Association for the Economy (ALIE) on Reunion Island. She has also worked as Assistant Account Executive and Community Manager at MEDICIS. She has had an experience in the field, as a photojournalist in an audiovisual production agency at BlaBlaProd.

Manuela holds a Master's degree in Information and Communication Sciences from the University of Reunion Island.

E-mail: manuela.rivière@credit-agricole-sa.fr

Interns


Alice Forgeois
Microfinance Investment Officer

Alice Forgeois


Microfinance Investment Officer

Alice Forgeois is currently completing her internship within the Inclusive Finance team and works with the Microfinance investment managers (Asia area).

As part of her Master of Science in Management at ESSEC (finance), she completed several internships.She completed a first internship as financial analyst for the Ecus-Agrifood fund in Chile (Franco-Chilean fund) whose management company was founded as a joint venture in partnership with Ardian). She then completed a second internship within the Responsible Investment team at BNPP Wealth Management, during which she participated in the assessment and selection of responsible financial products. During her exchange programme in Brazil, she also worked for Positive Planet as a volunteer in charge of fundraising and the development of new projects.

E-mail: alice.forgeois@credit-agricole-sa.fr
 


Amélie Riou
Microfinance Investment Officer

Amélie Riou


Microfinance Investment Officer

Amélie Riou is attending an engineering programme at AgroParisTech and currently on a sabbatical year.  As part of her studies, sha specialised in the field of agro-food industries. During the past year, she completed an internship in a food production startup where she was in charge of performing an audit of the current way of operation of the production workshop in order to propose improvements to be implemented. Amélie also took part in an engineering project on the relation between French associations and the unsold lots of supermarkets in the objective of introducing a circular economy.

E-mail: amelie.riou@credit-agricole-sa.fr